In July 2025, approximately 7.5 million people across the U.S. will receive their benefits checks from the Social Security Administration (SSA). The first payment of the month will be distributed to Supplemental Security Income (SSI) beneficiaries on July 1. Here’s what you need to know about the upcoming payments, eligibility, and payment schedules.
Who Will Receive a Payment on July 1?
The SSA is scheduled to send out payments to individuals enrolled in the SSI program on July 1, 2025. SSI recipients will receive their monthly check on this date unless it falls on a weekend or holiday. SSI payments are regularly issued on the first of each month.
Eligibility for SSI Payments in the U.S.
The SSI program benefits approximately 7.4 million individuals nationwide. It is designed for individuals with limited income and resources who are aged 65 or older or disabled. Unlike other Social Security programs such as retirement benefits, Social Security Disability Insurance (SSDI), and survivor benefits, SSI eligibility does not depend on individuals having contributed to Social Security taxes. Instead, it is based on financial need, making it a needs-based program.
How Much Do SSI Recipients Receive?
The average monthly SSI payment in 2025 is $718.30. The maximum SSI benefit an individual can receive is $967 per month, while eligible couples can receive up to $1,450 each month. Additionally, some SSI recipients may qualify for supplementary state payments, depending on the state they reside in. To find out more about state-specific payments, visit the SSA website.
Social Security Payments in July 2025 for Other Beneficiaries
The SSA follows a set schedule for payments to recipients of retirement benefits, survivor pay, and SSDI benefits. These payments are typically made on Wednesdays of each month based on the beneficiary’s date of birth.
For July 2025, the schedule is as follows:
- Wednesday, July 9: Beneficiaries born from the 1st to the 10th
- Wednesday, July 16: Beneficiaries born from the 11th to the 20th
- Wednesday, July 23: Beneficiaries born from the 21st to the 31st
Special Schedule for Long-Term Social Security Beneficiaries
Beneficiaries who began receiving retirement, survivor, or SSDI benefits before May 1997 will receive their checks on a separate schedule. These long-term recipients will be paid on Thursday, July 3, regardless of their birthdate.
Receiving Both SSI and Social Security Payments
If you receive both SSI and Social Security benefits (such as retirement, SSDI, or survivor benefits), you will be paid the SSI benefit on July 1 and the Social Security benefit on July 3.
Conclusion
July 2025 brings essential benefit payments for millions of Americans. Whether you’re a recipient of SSI, retirement benefits, or SSDI, understanding the payment schedules and eligibility requirements is crucial to managing your financial plans. Be sure to check with the SSA for the latest updates on your payments, especially if you’re eligible for state supplements or have multiple types of benefits.
Frequently Asked Questions
1. What is SSI, and who is eligible for it?
SSI (Supplemental Security Income) is a needs-based program that provides financial assistance to individuals aged 65 and over, or those with disabilities and limited income or resources. Unlike other Social Security programs, eligibility for SSI is not tied to previous Social Security tax contributions.
2. How much do SSI recipients receive per month?
In July 2025, the average monthly SSI payment is $718.30, with a maximum payment of $967 for individuals and $1,450 for eligible couples.
3. When will Social Security checks be issued in July 2025?
Social Security payments for retirement, survivor, and SSDI benefits will be issued on Wednesdays in July 2025, depending on your date of birth. Payments for long-term beneficiaries will be issued on July 3.
4. Can I receive both SSI and Social Security payments in July?
Yes, if you qualify for both SSI and Social Security benefits, you will receive your SSI payment on July 1 and your Social Security payment on July 3.
5. How can I check if I’m eligible for state supplementary SSI payments?
To find out if you qualify for state-specific SSI supplements, check the SSA website for detailed information and eligibility criteria.